The output and productivity benefits of fintech collaboration: Scotland and Ireland

Daniel Broby, Andreas Hoepner, Johannes Klausmann, Hampus Adamsson

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This paper is a thought piece on the impact of joint collaboration in fintech on output and productivity. It identifies a distinct fintech sector from both the Scottish and Irish financial and technology related industrial groupings and maps the largest employers amongst the fintech start ups. The multiplier effect of this subgrouping and the sectors productivity enhancing nature are used to forecast the job impact of such collaboration. Our analysis of the Scottish and Irish fintech sub-sector shows that joint collaboration in fintech will increase output and labour productivity, outpacing Scottish and Irish GDP growth and labour productivity. The key conclusion is that collaboration could be net positive for employment assuming no exogenous shocks caused by the new technology from other geographies.
Original languageEnglish
Number of pages13
Publication statusPublished - 1 Jun 2018
EventSIFI Fintech
- PwC Edinburgh, Atria One, 144 Morrison Street, Edinburgh, EH3 8EB, Edinburgh, United Kingdom
Duration: 7 Jun 20187 Jun 2018


ConferenceSIFI Fintech
Country/TerritoryUnited Kingdom


  • fintech
  • Scotland
  • Ireland
  • financial employment
  • financial technology
  • finance
  • banking


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