The Effectiveness of Regulatory Reporting by Banking Institutions

Patrik Alamaki, Daniel Broby

Research output: Other contribution

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This paper introduces the regulatory reforms that arose post the financial crisis, and discusses their effectiveness through reference to academic literature. The subsequent heightened reporting requirements, aided by technological developments, became key drivers of regulatory innovation. The term Regtech, which describes the commercial aspect of these, became a key theme in financial markets. The reporting solutions that emerged have the potential to improve regulatory compliance, by ameliorating data issues such as quality, transmission and integrity. The benefit of such developments is an improvement in analysis of reported data which will help cut costs and streamline the regulatory processes. We identify key trends in banking reporting functions that support this trend and we document the downsides of current reporting systems and propose how they can be improved. We discuss the technological solutions and offer some reporting insights proposed by prominent academics.
Original languageEnglish
PublisherUniversity of Strathclyde
Number of pages17
Place of PublicationGlasgow
Publication statusPublished - 29 Nov 2019


  • Regtech
  • Fintech
  • regulatory models
  • innovation
  • financial services
  • disruption
  • artificial intelligence
  • AI
  • FCA
  • reporting


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