Strategic Fintech: Centre for Financial Regulation and Innovation : White Paper

This paper introduces the concept of Strategic Fintech, an implications led approach to evaluate the changes that financial technology brings to financial services. It details the changing nature of financial mediation in a digital world. Strategic Fintech provides a framework from which to manage disruption at both a business and a societal level. It is the basis of Fintech as taught at business schools. It encompasses disruptive business models, new financial service delivery methods, distributed ledgers, change management, regulatory challenges, and changing financial skill-sets. It provides senior management and entrepreneurs with the insights needed to navigate the reshaping of financial markets. Its contribution is in defining the strategic approach to Fintech.