Fintech: Hype or Reality?

Research output: Book/ReportOther report

Abstract

Fintech is a term given to financial technology in the digital age. At its core sit the twin concepts of blockchain and distributed ledgers. These technology solutions bring with them the promise of faster, cheaper, more secure and transparent financial transactions over the internet. In a more widely used context, Fintech is conceived and even defined as enabling disruptive innovation in financial markets and financial services. This briefing explains what Fintech is and investigates whether the promise of Fintech is hype or reality. It also highlights the resultant policy implications that are generated by the phenomena and what issues lawmakers should be cognisant of.
LanguageEnglish
Place of PublicationGlasgow
PublisherUniversity of Strathclyde
Commissioning bodyInternational Public Policy Institute
Number of pages15
Publication statusPublished - 6 Mar 2017

Publication series

NameInternational Public Policy Institute Policy Brief
PublisherUniversity of Strathclyde

Fingerprint

Disruptive innovation
Financial services
Policy implications
World Wide Web
Financial markets

Keywords

  • IPPI
  • fintech
  • financial technology
  • online financial transactions

Cite this

Peat, J., Kelly, O., & Broby, D. (2017). Fintech: Hype or Reality? (International Public Policy Institute Policy Brief). Glasgow: University of Strathclyde.
Peat, Jeremy ; Kelly, Owen ; Broby, Daniel. / Fintech : Hype or Reality?. Glasgow : University of Strathclyde, 2017. 15 p. (International Public Policy Institute Policy Brief).
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Peat, J, Kelly, O & Broby, D 2017, Fintech: Hype or Reality? International Public Policy Institute Policy Brief, University of Strathclyde, Glasgow.

Fintech : Hype or Reality? / Peat, Jeremy; Kelly, Owen; Broby, Daniel.

Glasgow : University of Strathclyde, 2017. 15 p. (International Public Policy Institute Policy Brief).

Research output: Book/ReportOther report

TY - BOOK

T1 - Fintech

T2 - Hype or Reality?

AU - Peat, Jeremy

AU - Kelly, Owen

AU - Broby, Daniel

N1 - A "Policy Brief" published by the University of Strathclyde's International Public Policy Institute (IPPI).

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N2 - Fintech is a term given to financial technology in the digital age. At its core sit the twin concepts of blockchain and distributed ledgers. These technology solutions bring with them the promise of faster, cheaper, more secure and transparent financial transactions over the internet. In a more widely used context, Fintech is conceived and even defined as enabling disruptive innovation in financial markets and financial services. This briefing explains what Fintech is and investigates whether the promise of Fintech is hype or reality. It also highlights the resultant policy implications that are generated by the phenomena and what issues lawmakers should be cognisant of.

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KW - IPPI

KW - fintech

KW - financial technology

KW - online financial transactions

M3 - Other report

T3 - International Public Policy Institute Policy Brief

BT - Fintech

PB - University of Strathclyde

CY - Glasgow

ER -

Peat J, Kelly O, Broby D. Fintech: Hype or Reality? Glasgow: University of Strathclyde, 2017. 15 p. (International Public Policy Institute Policy Brief).