After Payday Lending: Accessible and Affordable Credit

Research output: Book/ReportOther report

Abstract

If there is one feature which defines the economically disadvantaged it is the sheer difficulty and cost of accessing affordable credit. This was a topic I helped to explore in some detail as co-chair of a short term working group established by the Carnegie UK Trust. We reported earlier this year. The Group’s report includes the following ‘Outcome Statement’- what we believed should and could be achieved:- All citizens in Scotland, wherever they live, have access to excellent forms of community lending which helps them to reduce the costs of borrowing and supports their financial inclusion, promotes fairness and reduces inequality.
LanguageEnglish
Place of PublicationGlasgow
PublisherUniversity of Strathclyde
Commissioning bodyInternational Public Policy Institute
Number of pages9
Publication statusPublished - 26 Oct 2016

Publication series

NameInternational Public Policy Institute Policy Brief
PublisherUniversity of Strathclyde

Fingerprint

Lending
Costs
Credit
Borrowing
Fairness
Scotland
Financial inclusion

Keywords

  • payday lending
  • financial services industry
  • financial inclusion
  • credit services
  • Scotland

Cite this

Peat, J. (2016). After Payday Lending: Accessible and Affordable Credit. (International Public Policy Institute Policy Brief). Glasgow: University of Strathclyde.
Peat, Jeremy. / After Payday Lending : Accessible and Affordable Credit. Glasgow : University of Strathclyde, 2016. 9 p. (International Public Policy Institute Policy Brief).
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Peat, J 2016, After Payday Lending: Accessible and Affordable Credit. International Public Policy Institute Policy Brief, University of Strathclyde, Glasgow.

After Payday Lending : Accessible and Affordable Credit. / Peat, Jeremy.

Glasgow : University of Strathclyde, 2016. 9 p. (International Public Policy Institute Policy Brief).

Research output: Book/ReportOther report

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Peat J. After Payday Lending: Accessible and Affordable Credit. Glasgow: University of Strathclyde, 2016. 9 p. (International Public Policy Institute Policy Brief).