Projects per year
Personal profile
Personal Statement
Dr. Livia Pancotto is a Senior Lecturer in Banking in the Department of Accounting and Finance at the University of Strathclyde, where she also serves as the Director of the MSc in International Banking and Finance and Deputy Director of the Responsible Business Institute (ReBI). She is also a Fellow at the Centre for Responsible Banking & Finance (CRBF) of the University of St Andrews.
She earned her PhD in Banking and Finance from Bangor University, where she also completed her master’s degree in the same field. Additionally, she holds both a bachelor’s and a master’s degree from Sapienza University of Rome in Italy.
Dr. Pancotto’s research interests encompass a range of areas, including empirical banking, European banking, banking regulation and supervision, financial stability, financial markets and intermediaries, and credit derivatives.
She currently chairs the Scientific Committee of the International Accounting & Finance Doctoral Symposium (IAFDS) and serves as an Associate Editor for The European Journal of Finance (ABS 3*).
Teaching Interests
Currently taught modules:
- Financial Management for Banks
- Risk Management for Banks
- Principles of Finance
Education/Academic qualification
Fellowship of Higher Education Academy (FHEA), Advance HE (formerly Higher Education Academy)
Award Date: 3 Sept 2021
Postgraduate Certificate (PG Cert) in Teaching and Learning, University Of Strathclyde
Award Date: 1 Sept 2021
Doctor of Philosophy, "Completing a Banking Union in Europe: Evolution, challenges and market impact", Bangor University
Sept 2014 → Feb 2018
Award Date: 1 Aug 2018
Master of Science, "Sovereign contagion in the Eurozone: Evidence from the CDS market", Bangor University
Sept 2013 → Sept 2014
Master of Science, "Relationship banking, profitability and credit quality. A case of cooperative banks", Sapienza University of Rome
Dec 2009 → Jan 2012
Bachelor of Science, "The Italian payment card industry. The case of CartaSì", Sapienza University of Rome
Sept 2005 → Dec 2009
Keywords
- European banking
- Banking Union
- Banking Regulation
- Financial Stability
- Credit Default Swaps
- Empirical Banking
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Collaborations and top research areas from the last five years
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Technical Adviser at the Bank for International Settlements
Pancotto, L. (Principal Investigator)
12/05/25 → …
Project: Knowledge Exchange (Services/Consultancy)
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2025/26 Research Excellence Award (REA) for approximately £79,000 - under the Strathclyde Research Studentship Scheme (SRSS)
Pancotto, L. (Principal Investigator)
Project: Internally funded project
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Gender diversity in bank boardrooms and green lending: evidence from euro area credit register data
Gambacorta, L., Pancotto, L., Reghezza, A. & Spaggiari, M., 7 Nov 2025, (E-pub ahead of print) In: Review of Corporate Finance Studies.Research output: Contribution to journal › Article › peer-review
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Banking on assumptions? How banks model deposit maturities
Coulier, L., Pancaro , C., Pancotto, L. & Reghezza, A., 3 Nov 2025, Frankfurt, 60 p. (ECB Working Paper Series; no. 3140).Research output: Working paper
Open AccessFile
Prizes
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Best Banking and Finance Master’s dissertation – Bangor Business School
Pancotto, L. (Recipient), 2014
Prize: Prize (including medals and awards)
Activities
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2025 Responsible Finance Workshop - "Responsible Business and AI"
Andriosopoulos, D. (Organiser), Cummins, M. (Organiser), Kwon, K. Y. (Organiser), Ma, L. (Organiser), Luu, E. (Member of programme committee), Pancotto, L. (Organiser), Nguyen, H. (Invited speaker), Buchanan, B. (Invited speaker), Stathopoulos, K. (Invited speaker), Tkachenko , N. (Invited speaker), Jain, K. (Speaker), Degryse, H. (Invited speaker), Garvey, K. (Invited speaker) & Reid, C. (Invited speaker)
22 May 2025Activity: Presenting or Organising an Event › Organiser of special symposia
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FSB - Financial Innovation Network
Pancotto, L. (Speaker)
11 Apr 2025Activity: Talk or Presentation › Invited talk